How Many Credit Cards Should You Have? (A Stage-by-Stage Guide)
The Short Answer Starting out (no credit history): 1 card — a secured card or starter card. Score under 670:
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Credit Cards
Credit Score Ranges Explained: What Your Score Actually Means
At a Glance: FICO Credit Score Ranges 800–850 (Exceptional): Best rates on everything. Fewer than 1 in 4 Americans. 740–799
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